The fees appearing in this Schedule are accurate as of April 28, 2025.
If you have any questions or require current fee information on your accounts, please call the Credit Union.
Share Account Fees
| Dormant | $2.50 / month Account inactive for one (6) months and balance is less than $100.00. Dormant accounts will receive the fee until the balance reaches zero, at which time the account will be closed. |
| Account Closure | $10.00 if account closed within (3) three months |
| New Membership Fee | $10.00/One time fee - Does not apply to Saplings Savings accounts. Reduced to $5.00 if account is opened in branch. |
Holiday Club Account Fees
| Early Withdrawal | $5.00 / withdrawal |
Money Market, Preferred and Premium Money Market Account Fees
| All Money Market Low Balance Fee | $5.00 / month If minimum average daily balance not met |
| Excess Withdrawal Fee | $5.50 / withdrawal In excess of four (4) per month |
Draft Account Fees
| Courtesy Pay | $35.00 / item Courtesy Pay coverage at Credit Union discretion |
| NSF | $39.00 / item |
| Sustained Overdraft (account overdrawn 15 business days) | $25.00 |
| Stop Payment | $25.00 / item |
| Overdraft Transfer | $12.00 / item (not available for EcoDraft) |
| Check Copy | $5.00 / item (not available for EcoDraft) |
| Check Printing | Prices may vary depending upon style. |
Other Service Fees
| Skip-A-Pay | $35.00 / transaction |
| Wire Transfer (Incoming) | $10.00 / transfer |
| Wire Transfer (Outgoing) | $20.00 / transfer |
| Wire Transfer Foreign Wire | $40.00 / transfer |
| Foreign Deposited Item | $5.00 per item |
| Money Order | $5.00 / money order |
| Account Reconciliation | $15.00 / hour |
| Account Research | $15.00 / hour |
| Paper Statements | $5.00 / month - members 70+ exempt |
| Statement Copy | $5.00 / copy |
| Account Activity Printout | $2.00 / printout |
| Deposited Item Return | $25.00 / item |
| Legal Process | $50.00 / notice |
| Telephone Transfer (not audio response or ATM) | $2.25 / transfer |
| Reg D Limit Exceeded Fee (charged on withdrawals over 6 from a Share Savings, Preferred MM, Premium MM and Money Market account) | $3.50 per transaction |
| Official Check Copy | $5.00 / item |
| Check Payable Third Party | $2.00 / check |
| Return Mail | $5.00 / item |
| Foreign Item (plus correspondent fee) |
$5.00 / item |
| Bulk Coin | 3% for members 5% non-member |
| Escheat | $10.00 |
| Official Check Stop Payment | $25.00 / item |
| Low Balance Fee | $5.50 / month Accounts maintaining an aggregate average share balance of less than $350.00 during the month will be assessed this fee. Accounts with any of the following attributes are excluded from the fee:
|
EFT Fees
| Inactive* Online Banking | $5.50/Month - if inactive for 60 days |
| *Inactive defined as failure to login/access Online Banking in a 60-day time period. | |
| Inactive Debit Card | $5.00/Month – If no debit card transactions for 60 days |
| Other EFT Fees: | |
| Card Replacement | $15.00 |
| Insufficient Funds (NSF) | $39.00 per item |
| Courtesy Pay | $35.00 / Item Courtesy Pay coverage at Credit Union discretion |
| Courtesy Pay ATM and One-time Debit (requires opt-in) | $35.00/Item Courtesy Pay coverage at Credit Union discretion |
No Fees
- Notary Services to our members
- Medallion Signature Guarantee to our members
- Copy of Share Draft - No fee on Home Banking
- Interim Statement - No fee on Home Banking
- Internal Funds Transfer
- Automated telephone inquiries
Share Value
| Share Value | |
|---|---|
| Par Value of One Share | $5.00 |