Easy in Digital Banking! All it needs is you.
At Ellafi Federal Credit Union, we want to give you all the tools to reach your financial goals. Our investment solution has intuitive features and personalized guidance, empowering you to invest with ease directly in digital banking!
Get started with as little as $10!
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Log in to Ellafi Digital Banking from your desktop or mobile app
- Go to the "Investments" tile on your dashboard or under the "More" menu
- Answer a few simple questions to help personalize your investment approach
- Deposit $10 from any Ellafi account or an external account from another financial institution
- Start Investing!
Why Ellafi Investments?
Invest on Your Terms
Building wealth doesn’t have to be complicated. Whether you’re new to investing or experienced, Ellafi Investments gives you flexibility and control, all built into your Ellafi mobile app or online banking experience.
Simple and Seamless
No extra login credentials, just log in to your digital banking to access investments. Move money directly from your Ellafi accounts or an external account into your investment account easily and securely! Ready to invest in 1-2 business days!
Accessible and Affordable
There are no large barriers of entry into investments with Ellafi. Start a portfolio with as little as $10, and choose from a guided, a self-directed, or hybrid portfolio that meets your risk tolerance and preferences!
Ellafi Investing Overview
- investment options
Choose the approach that fits you
✔ Pre-Made Portfolios: Diversified and ready to go
✔ Hybrid Portfolios: Personalized portfolios with room to customize
✔ Self-Directed Investing: Build and manage your own portfolio
- highlights
✔ Invest with as little as $10
✔ No extra app required. Everything is accessible within Ellafi Digital Banking.
✔ Investment options for both new and experienced investors.
✔ Secure, integrated access through your trusted Ellafi Digital Banking experience.
- member benefits
Empower Your Financial Future
✔ View your investments alongside your Ellafi checking, savings, and other accounts.
✔ Set up recurring investments.
✔ Rebalance your portfolio over time.
✔ Move money easily between your Ellafi accounts and your investment account.
- important details
✔ Investments are not NCUA insured, are not deposits, and may lose value.
✔ Digital investing is offered through Eko Investments and integrated into Ellafi Digital Banking.
✔ All investing involves risk, including the possible loss of principal.
Frequently Asked Questions
How do I start investing with Ellafi?
Log into Ellafi digital banking and select the “Investments” tile from the dashboard or under the “More” menu. From there, you can open your Digital Investing account and choose the portfolio option that best fits your preferences.
Can I choose my own investments?
Of course! You can choose a Self-Directed portfolio if you want to select and manage your own investments. If you would like some help, select a Pre-Built portfolio or a Hybrid portfolio that combines self-directed investing with professional portfolio management.
Does Ellafi provide investment advice?
This platform helps tailor your portfolio based on your selected investing preferences, but it does not provide personalized investment advice. You can also access the platform’s Knowledge Center for educational information to help you learn more about investing.
Can I set up automatic deposits into my investment account?
Yes, you can set up automatic or recurring deposits. The minimum amount for recurring deposits is just $10, and you can set it up to be weekly, bi-weekly, or monthly. You can cancel or modify your recurring deposit at any time directly through the platform.
Are Ellafi investment accounts insured by the NCUA?
No. Investment accounts are not NCUA insured. Investments are not deposits or other obligations of the credit union, are not guaranteed by the credit union, and may lose value.
How do I access tax or account statements for my investment account?
If you have a tax or account statement available, you can find it by clicking “Account” and then “Documents and Statements.” From there, select the statement you’re looking for and open or download it.
How much does it cost to invest with Ellafi?
A Self-Directed investing portfolio is commission-free. There are no fees per trade or fees to open or maintain a Self-Directed investment account.
For Hybrid and Pre-Built Portfolios, there is an annual management fee of 0.50% based on the value of assets in the portfolio. For example, if you have $1,000 in your Digital Investing account, you will pay $5 per year. The fee is charged monthly in arrears and automatically deducted from your Digital Investing Account, so you don’t need to do anything yourself to pay this management fee.
More Questions?
View full FAQ guide or contact our support team.
Learn About Investing Basics Contact Support
Investments are offered through Eko Investments, Inc. Eko’s “Investments as a Service” enables Ellafi Federal Credit Union to offer digital investments directly on our digital banking platform. Investment products used by Eko are not deposits, are NOT NCUA insured, are NOT insured by any government agency, are NOT guaranteed by the Credit Union, are subject to risk and are subject to possible loss of principal. Fees may apply. Visit the Account section of your digital investing app for additional disclosures including Eko Investments, Inc. disclosures.