Fuel your next move—with a financial partner who gets it.
At Ellafi, we believe bold ideas deserve the backing to grow. Whether you're expanding your operations, buying new equipment, or finally investing in that business vehicle, we’re here to help you take the leap—with funding that makes sense and support that makes a difference.
Our Small Business Loans are built to empower women—and all mission-aligned entrepreneurs who are building a better future for their communities.
What We Offer
Our small business loan solutions are designed to meet you where you are—whether you're growing, upgrading, or just getting started. We offer:
Business Vehicle Loans
Drive your business forward.
Whether you need one vehicle or a fleet, we offer affordable financing options for cars, trucks, vans, and more—so you can keep your business moving without slowing down your cash flow.
Equipment Loans
Invest in the tools that keep you running.
From heavy machinery to specialized technology, we help you finance the equipment that powers your business. We offer flexible repayment terms designed to match your budget and usage.
Working Capital Loans
Fuel your day-to-day operations.
Cover payroll, inventory, marketing, or unexpected expenses with short- or medium-term financing. Our working capital loans give you breathing room and financial agility when you need it most.
Commercial Real Estate Loans
Build your foundation.
Ready to purchase, renovate, or refinance commercial property? We offer financing solutions for owner-occupied buildings, investment properties, or new locations—with competitive rates and local decision-making.
Why Ellafi?
We’re more than a lender—we’re a credit union built with women, and those who support them, in mind.
- We look beyond the numbers to understand the heart of your business.
- We build relationships, not just loans.
- We offer flexible terms, competitive rates, and local decision-making.
- You’ll get personalized guidance from real people who are here to help you grow.
You’re building something meaningful. Let’s fund it together.
What You’ll Need to Open a Business Account
Opening a business account at Ellafi is simple — and we’re here to make the process as smooth as possible. To help you get started, we’ve put together a handy Business Account Opening Checklist that outlines the documents and information you’ll need to open your account.
Whether you’re launching a new business or moving your accounts to Ellafi, this checklist will guide you step-by-step so you can come prepared and save time.
This checklist includes:
- Required documents based on your business type
- Identification requirements
- Tax and licensing information
- What’s needed for additional authorized signers
Download the Business Account Opening Checklist
If you have any questions or want help gathering the right documents, our team is happy to assist. Let’s build your business—together.
Ready to Get Started?
Click below to apply through our simple and secure online application.
Let’s get your vision the momentum it deserves.
Prefer a personal touch?
- Call us at (860) 346-6614
- Or stop by a nearby branch
- Prefer to email? Reach us at business@ellafifcu.org
Everyone is different, and that impacts how you handle money. With Enrich Financial Wellness, simply answer a few quick questions and the platform will build a personalized action plan to enhance your money management skills. Enrich Financial Wellness is free for all Ellafi members! When you sign up, you gain access to:
Financial recommendations tailored to you- Suggested content on everything from budgeting to saving for retirement
- An analysis of your money personality
- Video tutorials with easy, everyday money tips and tricks
- In-depth financial courses with progress tracking
- And more!
Sign up and start learning in less than 10 minutes.
Make an appointment with our team in the branches!
Do you have questions about your account? Do you need to apply for a loan or a credit card?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.
More Ways to Grow with Ellafi
Explore our Business Checking and Business Savings accounts—everything you need to manage your money with confidence, clarity, and purpose.