Have an unexpected expense and need a quick, affordable loan? We can help you get the cash you need with a customized credit union personal loan that’s perfect for your situation.
With great rates and quick approvals Ellafi Federal Credit Union is a clear choice for a personal loan in CT. Unsecured personal loans don't require any collateral so they are a great option if you don't want to use an asset for collateral. We have an experienced team who are experts about credit union personal loan options. To get started with the personal loan process, apply online today.
Credit Union Personal Loans Are Perfect For:
- Special occasions, such as weddings and graduations
- Vacations and honeymoons
- New nursery furniture
- Medical expenses
- Funding a business venture
- Debt consolidation
- Emergencies
- Paying for unexpected expenses, such as medical bills or car repairs
Personal Loan Benefits:
- Both secured and unsecured loan options are available
- Unsecured loans require no collateral
- Low fixed rates for a wide range of personal needs
- Flexible terms available
Make an appointment with our team in the branches!
Do you have questions about your account? Do you need to apply for a personal loan or a credit card?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into our Meriden or Middletown, CT branch. You can avoid waiting in the lobby when you need financial help.
Looking for help paying your personal loan?
Upload Personal Loan Documents
Ellafi Federal Credit Union makes it a priority to ensure your personal and financial information is protected. In this day and age of conducting business electronically, it is important that sensitive documents are sent securely.
For this reason, Ellafi Federal Credit Union provides a secure online method to safely send sensitive documents directly to us using Docusign. Based on the type of documents that you need to send to us, please utilize the corresponding link below to upload your sensitive files and/or documents to us.
Upload documents or files pertaining to your Personal Loan.
Upload Personal Loan Documents
Personal Loan Rates CT
Personal Loan Rate Special
| Term | APR | Payment Amount Per $1,000.00 Borrowed |
|---|---|---|
| 1 to 60 Months | as low as 6.74% APR | $19.68 |
*Annual Percentage Rate (APR) effective as of 5/14/25. All loans subject to credit review and approval. Payment example for a 60 month loan would consist of 60 monthly payments of $19.68 per $1,000.00 borrowed based off of the 6.74% APR. This illustration includes a 0.25% reduction off the qualifying interest rate when you set up automatic payments from your Ellafi FCU checking account. The rate without automatic payments will be higher. Rates are subject to change based on market conditions and borrower eligibility. Other rates and terms may apply. The rate you qualify for is determined by your creditworthiness. Ellafi FCU membership is required. Loan funds cannot be used to pay off an existing Ellafi FCU loan. All disbursed funds must be sent directly to creditors for the purpose of debt consolidation.