Switch your direct deposit in just minutes
Direct deposit is the fastest, safest, and most convenient way to receive your paycheck, Social Security benefits, pension, tax refunds, or other recurring payments. With Pinwheel, you can securely set up your direct deposit to Ellafi in as little as 90 seconds.
Simply log in through your online banking or mobile banking app to get started. It’s 100% digital, private, and simple to use, with no forms, no calls, and no stress.
quick and effortless
Eliminate the paperwork and hassle. Pinwheel automates the entire process, allowing you to set up or switch direct deposits in minutes.
secure technology
Your information is protected with state-of-the-art encryption, ensuring your data is safe every step of the way.
streamlined finances
Direct your paycheck into Ellafi FCU accounts to access exclusive benefits like higher interest rates, cashback rewards, and easy budgeting tools.
How to set up your direct deposit
Follow the steps below.
Set Up Your Direct Deposit
Look for the Direct Deposit within your More section and click "Direct Deposit".
Get Started
Click "Get Started" to securely proceed with switching your direct deposit.
Payroll Account Search
Search for your current payroll account.
Payroll Account Search
Once you've located your current payroll account, confirm it's correct and click "Continue".
Choose Your Bank Account
Select the bank account you would like your direct deposit to go to.
Two-step Verification
Complete the two-step verification process for your payroll service, if applicable.
Distribute Your Paycheck
Select how you want to distribute your direct deposit. Choose either full or partial amount, then click "Next" to confirm.
Direct Deposit Switch FAQ
What is Pinwheel Direct Deposit Switch?
Pinwheel Direct Deposit Switch is a secure digital tool that allows you to switch your direct deposit from another financial institution to Ellafi quickly and easily, usually in about 90 seconds.
Does it cost anything?
It's free! Utilizing Pinwheel is absolutely free to use to switch your direct deposit.
Is it safe to use?
Yes! Pinwheel uses bank-grade encryption and privacy protections to keep your information secure.
How long does it take to setup?
A couple of minutes. Just follow along with the steps prompted during the process or follow the step-by-step.
When will it be applied?
Typically, it takes 1-2 pay cycles for funds to be deposited. This is dependent on your payroll processing.
Who can use Pinwheel?
Any Ellafi member who wants to switch their direct deposit or partial direct deposit to Ellafi account.
Will I need my employer's help?
Nope. Pinwheel handles everything behind the scenes, you just log in to your payroll provider, and we take care of the rest.
What if I don't know my payroll login?
No problem! You can manually provide your routing and account info, and we'll help you finish the setup.
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