Simplify your life with cards that allow you to give the perfect gift, access fee-free ATMs, and get immediate access to your money without needing to carry cash or pay fees.
- Debit Card Rewards
Use your debit card for purchases and earn FREE rewards for every dollar you spend.
Learn More - Contactless Payments
Contactless payments are easy and fast with no hassles. Just tap, pay and go.
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- Lost or Stolen Cards
Contact information to report a lost or stolen card can be found here.
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Debit Cards - FAQs
What debit card does Ellafi offer?
Ellafi offers a Visa® debit card that gives members convenient access to the funds in their checking account. You can use your debit card for everyday purchases, access surcharge-free ATMs, earn debit card rewards, and make secure contactless payments.
What are the benefits of an Ellafi debit card?
An Ellafi debit card provides convenient access to your checking account without needing to carry cash. Members can access 30,000+ surcharge-free ATMs through the CO-OP ATM Network, earn rewards on eligible purchases, and use contactless payment options for fast and secure transactions.
How does the Ellafi debit card rewards program work?
Ellafi FCU Rewards lets eligible checking account holders earn points when they use their Ellafi debit card for purchases. Members can earn one point for every $100 spent, earn additional points at select retailers, and redeem points for gift cards, merchandise, travel, and other rewards.
Can I use my Ellafi debit card at ATMs?
Yes. Ellafi debit cards provide convenient ATM access, including access to more than 30,000 surcharge-free ATMs through the CO-OP ATM Network. Certain Ellafi checking accounts may also offer ATM fee refunds for qualifying members.
Can I use my Ellafi debit card for contactless payments?
Yes. Ellafi Visa® debit cards include contactless payment technology, allowing you to tap your card at participating terminals for quick and secure purchases. Each contactless transaction uses unique security technology to help protect your payment information.
Can I add my Ellafi debit card to a digital wallet?
Yes. You can add your eligible Ellafi debit card to Apple Pay®, Google Pay™, or Samsung Pay™ and use your phone or compatible device to make secure purchases at participating merchants.
Is an Ellafi debit card secure?
Yes. Ellafi debit cards use chip and contactless payment technology designed to provide secure transactions. Digital wallet payments add another layer of protection by using device authentication and virtual payment information instead of sharing your actual card number with merchants.
What should I do if my Ellafi debit card is lost or stolen?
If your Ellafi debit card is lost or stolen, or you believe there has been fraudulent activity, contact Ellafi as soon as possible. Ellafi provides a dedicated number for reporting lost or stolen debit cards and fraud.
Can I manage my Ellafi debit card through online or mobile banking?
Yes. Depending on your Ellafi checking account, you can use online or mobile banking tools to manage your finances and, for certain accounts, instantly disable a misplaced debit card and re-enable it if you find it.