Mortgages that get you home.
Whether you're buying your first home, moving into your next one, or refinancing, Ellafi is here to help you understand your options and find a mortgage that fits your goals.
Home loans made for you, neighbor
No two homebuyers are the same. We offer a variety of mortgage options designed to meet your where you are.
fixed-rate mortgages
A fixed-rate mortgage gives you a consistent interest rate and predictable monthly principal and interest payments throughout the life of your loan. It's a straightforward option that can make budgeting for your home easier.
Adjustable-Rate Mortgage (ARM)
An adjustable-rate mortgage (ARM) typically starts with a lower, fixed interest rate for a set period. After the initial period, the rate may adjust periodically based on market conditions, which can cause your monthly payment to change.
refinancing
Refinancing your mortgage could help you better align your home loan with your current financial goals. Depending on your situation, refinancing may help you secure a different interest rate, adjust your loan term, lower your monthly payment, or access equity in your home.
investment property loan
An investment property loan can help you purchase a property with the goal of generating income or building long-term value. Eligible properties may include single-family homes, townhomes, condos, and multi-unit properties.
additional mortgage options
We offer additional financing options, including FHA and VA loans, designed to make homeownership more accessible with flexible qualification and down payment options.
competitive terms
Our mortgage options offer competitive rates and flexible terms, including low down payment and zero-point options on eligible loans. Whether you're purchasing a single-family or multi-family home, we'll help you explore financing that fits your needs.
Explore Our Mortgage Options →
Talk to a Mortgage Expert
Have questions about buying a home or refinancing? Connect with a Mortgage Expert who can help you understand your options and find the right path forward.
Mortgage resources and education
helpful articles
Our blogs are full of great insights for everyone who owns a home (or wants to!)
credit tips
Whether your credit is spotless or less-than stellar, you've got options.
Homeowners insurance
Protect what matters with Ellafi Insurance Agency, offering coverage options for your home, condo, or apartment to help give you peace of mind.
NMLS ID# 441485