For over 90 years, we’ve supported our members through every season of life—evolving from a small group of teachers into a powerful financial community that uplifts women+ and their allies. Today, Ellafi Federal Credit Union offers a full-spectrum banking experience designed to meet the unique needs of those we serve, while staying true to the heart of who we are: people helping people.
We’re Ellafi Federal Credit Union
Our Mission
To Empower and Lead women+ with the goal to Lift economic resilience and help women, and their allies, Achieve Financial Independence.
(Empower. Lead. Lift. Achieve. Financial. Independence. = E.L.L.A.F.I.)
Our Vision
Ellafi Federal Credit Union will be a recognized force for financial equity—championing independence, resilience, and growth for women+ and their allies. As we grow stronger financially, we will invest back into what matters most: better benefits for our members, more opportunities for our employees, and a lasting impact in the communities we call home.
Our Core Principles
At Ellafi, we are EPIC:
- Evolution – We embrace change and drive progress.
- Passion – We bring heart to everything we do.
- Integrity – We do what’s right, always.
- Commitment – We show up, stand up, and follow through.
Our Service Philosophy: We Make it THRIVE
We bring our values to life through every interaction—with our members, our coworkers, and our community:
- Trustworthy – We build relationships rooted in honesty and mutual respect.
- Happen – We give our best, every day, to make things happen for our members.
- Responsible – We hold ourselves accountable to each other and to you.
- Inspiring – We encourage financial empowerment and independence.
- Valuable – We treat every member as unique—never one-size-fits-all.
- Exceptional – We lead with passion, purpose, and care in all we do.
We’re not just here to bank—we’re here to THRIVE together.
Why Ellafi?
We believe that financial institutions should reflect the communities they serve—and for too long, women+ have been underserved, underrepresented, and underestimated. Ellafi was born from a bold idea: to reimagine banking with purpose, empathy, and inclusion at its core.
We don’t just offer products—we offer partnerships. We listen, we support, and we show up—especially for those who've been overlooked in traditional banking spaces. Whether you're launching a business, buying your first home, rebuilding your credit, or navigating a new chapter, Ellafi is here to walk with you.
This is more than banking. This is your journey, guided by her.
learn more about our ellafi rebrand
Your Voice Matters: Volunteer Leadership
Ellafi Federal Credit Union is guided by people who live in, work in, and care deeply about our communities. As a not-for-profit, member-owned cooperative, our members elect our volunteer Board of Directors—a group of dedicated local leaders who ensure everything we do aligns with the best interests of our members.
Alongside the Board, our Supervisory Committee plays a key role in safeguarding the credit union. They monitor internal controls, evaluate financial soundness, and help ensure our leadership continues to meet the highest standards of excellence.
We’re proud to be led by volunteers who believe in what we do—and in the people we serve.
Board of Directors
- Jim Misenti - Chairman
- Meghann LaFountain - Vice Chairwoman
- Chris Carbo - Secretary
- Scott Coleman - Director
- Nick Cook - Director
- William Howard - Director
- Jammie Middleton - Director
Supervisory Committee
- Jammie Middleton - Chairman
- Steven Kovach - Member
- Sharon Maloney - Member
- George McGoldrick - Member
Annual Reports
2023 Annual Report
- 2022 Annual Report
- 2021 Annual Report
- 2020 Annual Report
- 2019 Annual Report
- 2018 Annual Report
- 2017 Annual Report