Buy what you want & get rewarded for it. Earn reward points for every dollar you spend—redeemable for gift cards, merchandise and travel.
Visa Platinum Rewards Card Benefits
- Introductory rate of 1.99% APR on purchases, balance transfers and cash advances for 6 months*
- Earn one reward point for every dollar spent
- No annual fee
- No balance transfer fee
- Generous credit line
- Low standard APRs
- EMV chip for enhanced security
*Click here for disclosure information.
Greater Security
All Ellafi Federal Credit Union Visa® credit cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
Online Banking
Completely manage your credit card online with Ellafi Federal Credit Union Online Banking. Check balances, manage payments, conduct balance transfers, and more. We call this convenience at your fingertips.
Make an appointment with our team in the branches!

Do you have questions about your account? Do you need to apply for a loan or a credit card?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.
Upload Credit Card Documents
Ellafi Federal Credit Union makes it a priority to ensure your personal and financial information is protected. In this day and age of conducting business electronically, it is important that sensitive documents are sent securely.
For this reason, Ellafi Federal Credit Union provides a secure online method to safely send sensitive documents directly to us using Docusign. Based on the type of documents that you need to send to us, please utilize the corresponding link below to upload your sensitive files and/or documents to us.
Lost or Stolen Credit Card
If your credit card was lost or stolen, please call us at (844) 675-1063.
*Annual percentage rate. 1.99% APR valid for new cards for purchases, balance transfers and cash advances for the first six (6) months. After that your APR will be 13.95% to 17.95% based on your creditworthiness. Click here for disclosure information.