The world increasingly runs on credit cards – and Ellafi Federal Credit Union helps you keep up by offering you the best of the best. Our range of credit union credit cards let you select a card to match your spending habits and needs – and offer a range of benefits you will not find anywhere else.
To learn more about Ellafi Federal Credit Union Credit Card offers, apply today!
Credit Card Benefits
- Intro rate of 1.99% APR* on purchases, balance transfers and cash advances for 6 months
- Zero fraud liability protection**
- Helpful, friendly, local service
Ellafi Federal Credit Union Visa® Credit Cards
- Visa® Platinum Card
Enjoy the everyday convenience of this simple, non-rewards card, while saving on interest.
Learn More - Visa® Platinum Rewards Card
Save on interest and rack up points, redeemable for travel, merchandise, and gift cards.
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- Visa® Signature Card
The richest rewards, exclusive privileges & concierge service for a higher spending level.
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Ellafi Federal Credit Union Credit Card Rates
Credit Card Rates
| Card Type | APR for Purchases | APR for Balance Transfers | APR for Cash Advances |
|---|---|---|---|
| Visa® Platinum | 11.95% to 17.95% based on your credit history | 11.95% to 17.95% based on your credit history | 11.95% to 17.95% based on your credit history |
| Visa® Platinum Rewards | 13.95% to 17.95% based on your credit history | 13.95% to 17.95% based on your credit history | 13.95% to 17.95% based on your credit history |
| Visa® Signature | 12.95% to 17.95% based on your credit history | 12.95% to 17.95% based on your credit history | 12.95% to 17.95% based on your credit history |
*Annual percentage rate. 1.99% Introductory APR on purchases, balance transfers and cash advances for a period of six (6) billing cycles. After that your APR will be 11.95% to 17.95% based on your creditworthiness and card type.
**Read more about Visa’s Zero Fraud liability policy.