Being a member of Ellafi Federal Credit Union comes with a wide array of great benefits. Not only will you get some of the best financial services from loans to refinancing, but also you’ll benefit from our partnerships as a member. Enjoy some of the best our partners have to offer including discounted pricing and great discounts.

 

Solstice Insurance Agency

Protect Everything that's Important to You

You trust Ellafi Federal Credit Union with all your financial needs and, with comprehensive insurance services, you can trust us to protect everything else in your life, too.

Our Solstice Insurance Agency Helps You Find Ideal Coverage

With Ellafi FCU’s Solstice Insurance Agency, we can connect you to the insurance products you need most. Whether it's auto, home, life, business or even pet insurance, Solstice Insurance Agency provides a seamless, transparent shopping experience where carriers compete to provide you with the right coverage at the right price.

Get a free insurance quote today


Mother and daughter together

Hassle-free Coverage for AD&D.

TruStage makes it simple to protect your family without breaking the budget. There are no medical exams required, and coverage starts as soon as the first premium is received. Forget about the usual red tape.

Trust the over 20 million protected members that choose TruStage to provide affordable coverage for their loved ones. Speak to a licensed agent to get a quote today.

Get an online quote with TruStage


Auto mechanic

Auto Loan Protection

If there’s one thing that’s certain about the future – you cannot predict what will happen. With Ellafi Federal Credit Union’s vehicle coverage and loan protection options, you’ll have peace of mind knowing that you’re covered when unexpected car repair costs come your way. There are various levels of coverage available through our partners at AssureGuard Mechanical Protection Coverage so you can choose the amount that’s right for your vehicle based on factors like age and mileage. Get started with a quote today.

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Rental Kharma

Build Your Credit with Rent

Did you know timely mortgage payments have a huge impact on credit scores, but rental history is almost never considered? Coordination with home lenders is much more manageable than it is with hundreds of thousands of independent landlords across the US.

This is where Rental Kharma comes in. They collect and report your past and ongoing rental payments to the credit bureaus on your behalf, which can increase your credit scores in a hurry.

As a credit union member, you get a 30% discount off the already low Rental Kharma monthly fee, so what are you waiting for? Get the credit you deserve and raise your scores securely with Rental Kharma today.

Click here to learn more today


Ellafi Federal Credit Union Scholarship Application

Ellafi Federal Credit Union is proud to support the academic aspirations of our young members through our annual scholarship program. We recognize that education and community engagement are vital to shaping the future, and we are committed to investing in students who demonstrate excellence in both areas.

For 2025, we are offering three $1,000 scholarships to graduating high school seniors who exemplify leadership, dedication, and perseverance. Applicants need to submit only one application to be considered for all three scholarships. The Scholarship Committee will carefully review each submission and select recipients based on eligibility and criteria.

learn more about our scholarships


Discounts from Love My Credit Union

Tax Solutions and Savings for Members


Additional Benefits

Skip-a-Pay

Most Ellafi Federal Credit Union loans also come with the Skip-a-Pay option. So long as your loan account remains in good standing, you have the option of skipping a payment for a small fee. This option is a perfect opportunity to get a little extra cash for whatever you need one month.

Notary Services

Notary service is a free service provided to members to attest or certify documents, such as deeds, affidavits, transfers of titles, etc. Notary service is available at all branches.

Ellafi Federal Credit Union Membership Area Includes:

  • Branford
  • Cheshire
  • Chester
  • Clinton
  • Cromwell
  • Deep River
  • Durham
  • East Haddam
  • East Haven
  • Essex
  • Guilford
  • Haddam
  • Higganum
  • Killingworth
  • Madison
  • Meriden
  • Middlefield
  • Middletown
  • North Branford
  • North Haven
  • Old Saybrook
  • Portland
  • Wallingford
  • Westbrook

Become a Member