Start small, grow strong
Looking to start saving but not sure where to begin? The Simplifi Saver Certificate is a smart option for building your savings with confidence. With a low opening balance and the ability to add funds anytime, you can grow your money at your own pace—all while locking in a competitive return.
Why choose the Simplifi Saver Certificate?
- 3.00% APY
Earn a strong rate on a 12-month term—ideal for growing your savings steadily. - Minimum to open: just $5
You don’t need a large deposit to get started. Open your certificate with only $5. - Add funds anytime
Contribute more throughout the term whenever it fits your budget.
Note: Only the first $2,500 in the certificate will earn dividends. - One penalty-free withdrawal
You can make one withdrawal during the term without penalty. If you need to make more than one, our standard early withdrawal penalty applies. - Automatic renewal
At the end of the 12-month term, your certificate will automatically renew into the same term, so your savings continue to grow.
Who it's great for
- First-time savers looking for an easy way to start
- Budgeters who want a flexible savings tool
- Goal-setters planning for short-term needs
Take the first step
Open your Simplifi Saver Certificate and start building your savings with flexibility and confidence.
Minimum to open: $5
Term: 12 months
Maximum dividend-earning balance: $2,500
Ready to open your Simplifi Share Certificate?
Open Your Simplifi Saver Certificate in Online Banking
Getting started is easy. You can open your Simplifi Saver Certificate directly through Online Banking—no need to visit a branch. Simply log in, select "Add a Share", and choose the Simplifi Saver Certificate from the available options. It takes just a few minutes to begin growing your savings with a great rate and the flexibility to add funds along the way.
By Phone
A team member would be happy to help you reach your savings goals. Give us a call at (860) 346-6614 to get started today!
In Person
Our branch teams are ready to give you in-person attention to help answer any questions and open your certificates. Stop by and see us at any location today!
Make an appointment with our team in the branches!
Do you have questions about credit union certificates or your account?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into our Meriden or Middletown, CT branch. You can avoid waiting in the lobby when you need financial help.