Made for New Beginnings
Everyone deserves a second chance. That’s the heart of Ellafi’s Fresh Start Checking.
If you’ve hit a few bumps along the way or are working on rebuilding your financial path, Fresh Start Checking is here to support you. With straightforward features, no judgment, and tools to help you grow, this account is designed to help you move forward with confidence.
contact us to open your account
Details
- Low-cost checking
For only $12 a month you can have access to a bank account despite issues you may have had in the past + the chance to have those monthly service fees refunded1. - No minimum balance requirement
- Free debit card rewards.
Take advantage of our FREE debit card rewards program! - Access 30,000+ ATMs.
Access surcharge-free ATMs nationwide through the CO-OP ATM Network. - Anywhere banking tools.
Manage your money with our Online Banking, Bill Pay, Mobile Banking App, Mobile Deposit and eStatements. - You’re always in control.
Can’t find your Ellafi FCU debit card? No worries. You can instantly disable your debit card within the Ellafi FCU online or mobile app. There’s no need to call. And if you find your card – it’s just as easy to enable transactions again.
1All monthly service fees will be refunded if no NSF fees are incurred in the first 12 months. You will then be upgraded to the Checking Account of your choice!
Digital Wallets
Ellafi FCU offers a variety of mobile payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:
- Apple Pay
- Google Pay
- Samsung Pay
Learn more about Digital Wallets
The Best Fresh Start Checking
Get back on track
If you've faced financial challenges or made a few money management missteps in the past, we're here to help. This low-cost Checking Account is designed for individuals who are ready for a fresh start after a difficult experience with checking.
Even if you’ve had issues with ChexSystems at another financial institution, we may still be able to help.
Build Money Skills with Enrich Financial Wellness
Everyone is different, and that impacts how you handle money. With Enrich Financial Wellness, simply answer a few quick questions and the platform will build a personalized action plan to enhance your money management skills. Enrich Financial Wellness is free for all Ellafi members! When you sign up, you gain access to:
- Financial recommendations tailored to you
- Suggested content on everything from budgeting to saving for retirement
- An analysis of your money personality
- Video tutorials with easy, everyday money tips and tricks
- In-depth financial courses with progress tracking
- And more!
Sign up and start learning in less than 10 minutes.
Disclosures
1There is a $12 monthly fee. However, all monthly service fees will be refunded if no non-sufficient fund (NSF) fees are incurred in the first 12 months. You will then be upgraded to the checking account of your choice