Looking to open an Ellafi Federal Credit Union basic checking account? Ellafi Federal Credit Union offers a range of accounts, including a basic checking account, that keep things simple and is perfect for your needs. Enroll in what you need, choose what you want, and select what's best for you—all while enjoying the special offers and perks that come with having an Ellafi Federal Credit Union basic checking account.
Learn more and become a member of Ellafi Federal Credit Union today.
Basic Checking Account Features
Our basic checking account is a simple everyday checking account that has all the essentials and everything you need to manage your money, all in one account. Basic checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.
- Free debit card rewards.
Take advantage of our FREE debit card rewards program! - Access 30,000+ ATMs.
Access surcharge-free ATMs nationwide through the CO-OP ATM Network. - Anywhere banking tools.
Manage your money with our Online Banking, Bill Pay, Mobile Banking App, Mobile Deposit and eStatements. - You’re always in control.
Can’t find your Ellafi FCU debit card? No worries. You can instantly disable your debit card within the Ellafi FCU online or mobile app. There’s no need to call. And if you find your card – it’s just as easy to enable transactions again.
Digital Wallets
Ellafi FCU offers a variety of mobile payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:
- Apple Pay
- Google Pay
- Samsung Pay
Learn more about Digital Wallets
Keep Your Account Protected
Opt in for overdraft privileges on your debit card
Ellafi Federal Credit Union's overdraft protection program is designed with your protection and convenience in mind. The vast majority of our members do not overdraw their accounts and never incur fees, however life doesn't always go according to plan, and overdrafts do occur. We offer many ways to protect your transactions. Without extending overdraft protection to your debit card, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.
Build Money Skills with Enrich Financial Wellness
Everyone is different, and that impacts how you handle money. With Enrich Financial Wellness, simply answer a few quick questions and the platform will build a personalized action plan to enhance your money management skills. Enrich Financial Wellness is free for all Ellafi members! When you sign up, you gain access to:
- Financial recommendations tailored to you
- Suggested content on everything from budgeting to saving for retirement
- An analysis of your money personality
- Video tutorials with easy, everyday money tips and tricks
- In-depth financial courses with progress tracking
- And more!
Sign up and start learning in less than 10 minutes.
Make an appointment with our team in the branches!
Do you have questions about your account? Do you need to apply for a loan or a credit card?
If you schedule an appointment online, you can choose the time and date that works best for your schedule to come into a branch. You can avoid waiting in the lobby when you need financial help.