If you're feeling overwhelmed by multiple loan or credit card payments, you're not alone. Managing different balances, due dates, and interest rates can be stressful and confusing. At Ellafi, we’re here to help you take back control with our limited-time Debt Consolidation Loan Special—designed to make your financial life simpler, more manageable, and more empowering.
Limited-Time Loan Special
Consolidate your high-interest debt into one fixed, affordable monthly payment with our special offer:
Rates as low as 6.74% APR*
Flexible terms up to 60 months
This is your opportunity to regain control of your finances and simplify your debt with a single, easy-to-manage loan.
Loan Special Highlights:
- Low, fixed interest rate starting at 6.74% APR
- Repayment terms available for up to 60 months
- One simple monthly payment
- Personalized, judgment-free support from our team
What Is a Debt Consolidation Loan?
A debt consolidation loan lets you combine multiple debts—such as credit cards, personal loans, or medical bills—into one new loan. Instead of making several separate payments each month, you make just one. With a lower, fixed interest rate and a clear repayment schedule, managing your finances becomes easier and less stressful.
Benefits of a Debt Consolidation Loan
When you consolidate your debt with Ellafi, you’re doing more than combining payments. You’re choosing to make your finances work for you. Benefits include:
- Lower Interest Rate – Pay off high-interest balances with one low, fixed-rate loan.
- Simplified Payments – One predictable monthly payment instead of several.
- Faster Debt Payoff – With structured terms, you can eliminate debt on a clear timeline.
- Less Stress – Simplifying your finances can reduce daily money worries.
- Credit Score Support – On-time payments and lower credit utilization can help improve your score.
- Supportive Experience – Our team is here to help, without judgment or pressure.
What Can You Use It For?
You can use an Ellafi Debt Consolidation Loan to pay off a variety of unsecured debts, including:
- Credit card balances
- Store credit cards
- Medical and dental bills
- Payday or personal loans
- Emergency expenses
- High-interest lines of credit
Why Choose Ellafi?
At Ellafi, we’re more than a lender—we’re your financial partner. Our mission is to support women and those who support women with tools that lead to real progress. When you work with us, you get a judgment-free experience, financial guidance you can trust, and a loan that fits your life. We’re here to help you simplify your finances and move forward with confidence.
Take Control Today
If you’re ready to clear the clutter of multiple payments and reduce the stress of high-interest debt, our Debt Consolidation Loan is a smart next step. With rates as low as 6.74% APR and flexible terms up to 60 months, now is the time to act.
Start your application today and move toward a more empowered financial future.
*Annual Percentage Rate (APR) effective as of 5/14/25. All loans subject to credit review and approval. Payment example for a 60 month loan would consist of 60 monthly payments of $19.68 per $1,000.00 borrowed based off of the 6.74% APR. This illustration includes a 0.25% reduction off the qualifying interest rate when you set up automatic payments from your Ellafi FCU checking account. The rate without automatic payments will be higher. Rates are subject to change based on market conditions and borrower eligibility. Other rates and terms may apply. The rate you qualify for is determined by your creditworthiness. Ellafi FCU membership is required. Loan funds cannot be used to pay off an existing Ellafi FCU loan. All disbursed funds must be sent directly to creditors for the purpose of debt consolidation.